Games Table games

Free Bet Blackjack


Free Bet Blackjack is a card game where you try to beat the dealer. What is special about Free Bet Blackjack is that this version enables you to split and double down a part of your hands without additional bets.

Cards and positions

An ace can be counted either as 1 or 11, while face cards count as 10, and other cards as the value printed on them. The game is played with six decks of 52 cards, without jokers.

You can play several positions at the same time but, if necessary, the casino may limit the number of positions you can play simultaneously, as well as the number of background players.

Course of game

Players are initially dealt two cards each, and the dealer is dealt one card. Players may draw additional cards until they feel the value of their hand is close enough to 21. When all the players have been dealt the number of cards they want, the dealer deals themselves additional cards, until the value of their hand is 17 or higher. The dealer must draw an additional card, if they have a soft hand, i.e., the hand has an ace and it has two values (e.g., A+6 or 2+4+A). Players may not draw additional cards if the value of their hand is 21, unless the hand includes an ace and has two values (such as A+4+6).


The player wins at a payout rate of 1:1 if the value of their hand is closer to 21 than the dealer’s, or if the dealer’s score is 23 or more. If the dealer’s score is closer to 21, the player loses their bet. In the case of a tied score, the game is a push. If the dealer’s score is closer to 21, the player loses their bet.

The player always loses if their score exceeds 21.

Dealer’s 22

If the value of the dealer’s hand is 22, the game is a push, and the player will keep their bet.  An exception to this is the player’s Blackjack, which entitles to a normal payout. When the dealer scores 22, the bets for the hands the player has already lost are not returned.


A player who scores 21 with the first two cards of a hand hits Blackjack, which pays at 3:2, except when the dealer also hits Blackjack. In that case, the game is a push.

Doubling down

Players may double down all hands of two cards, but, in that case, they will only be dealt one additional card. To double down, the player places an equal bet next to the original one. When doubling down soft hands (such as A+4 = 5 or 15), the score is always counted as the higher score in the player’s favour.

If the score of the player’s two cards is 9, 10, or 11 without an ace, they can double it down without making an additional bet. In such a case, the doubling down is marked with special free bet chips. Without the additional bets, the hands that have been doubled down pay at 2:1 on the original bet.


If the player’s first two cards are equal in value, they can be split into two separate hands.

In Free Bet Blackjack the players can split, without making an additional bet, all the other sets of two cards of equal value except for cards of the value 10.  If a player wishes to split cards of the value 10, they must place an additional bet, just like in the normal version. A hand split without an additional bet can also be split again without making an additional bet. A maximum of four hands can be formed for one position by splitting aces.

Aces can be split, too, without an additional bet. If the player splits two aces, they will only receive one additional card for each hand. If the player’s additional card drawn for either of the split hands is another ace, they can split again without an additional bet. By splitting aces, a maximum of four separate hands can be formed in a single position. In a split hand, the score 21 formed by an ace and a face card or a 10 does not count as Blackjack and only pays out at a ratio of 1:1. A score of 21 achieved by splitting always loses to the dealer’s Blackjack.

Any splits without additional bets are marked with a special free bet symbol. In a split hand, the original bet belongs to the hand to which additional cards are dealt first.

A split game can be doubled down, as explained above.


If the dealer’s first card is an ace, the players may insure themselves against the dealer’s Blackjack by placing an additional bet on the insurance line. The maximum value of the insurance bet can be half of the original bet at the maximum. The players must decide on insurance before any additional cards are dealt. If the dealer hits Blackjack, insurance bets pay out at 2:1. If the dealer doesn’t hit Blackjack, the insurance bets are lost and the game goes on as usual.

Even Money

If the dealer’s first card is an ace, Blackjack pays out at 1:1, i.e., even money, if the player so chooses. If the player does not want even money, Blackjack pays out at 3:2, unless the dealer also hits Blackjack. If the dealer also hits Blackjack, there is a standoff; in other words, the bet neither wins nor loses.


Surrendering is not possible in Free Bet Blackjack.

Triple seven jackpot

If the player is dealt the position 777 on the first three (3) cards of a hand, they immediately receive a payout of 3:1. If the player doubles down on a 77 and is dealt another 7 as the additional card, both the original bet and the additional bet receive a payout of 3:1. NB! If the player splits a pair of sevens, he cannot receive a payout of 3:1 and the hand is played normally.

Jackpot side games

Poker Bonus

A side game where the player wins if the first two cards they are dealt, together with the dealer’s first card, form a flush, straight, three-of-a-kind, straight flush, or three completely identical cards (“Perfect Trips”). The payouts are as follows:

Three of a kind, same suit100 x BET
Three of a kind or straight flush30 x BET
Straight10 x BET
Flush5 x BET

Perfect Pairs

A side game where you win the side bet if the first two cards dealt to your position are a pair. Unlike in the main Blackjack game, face cards do not count as 10. To form a pair, the face cards must be two jacks, two queens or two kings.

The payouts are as follows:

Perfect pair (two cards of the same suit)30 x BET
Coloured pair (a pair of two cards of the same colour but different suits)10 x BET
Mixed pair (a pair of one red and one black card)5 x BET

The payout for Free Bet Blackjack is 99.0%
The payout for the Poker Bonus side game is 93.3%
The payout for the Perfect Pairs side game is 94.4%

These rules are based on Veikkaus’ casino and slots game rules.